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what state has the most car accidents
13 May

What State Has the Most Car Accidents? A Closer Look for Illinois Drivers

Key Takeaways Texas and California rank highest nationally for total crashes and crash deaths. Illinois recorded 1,241 crash deaths in 2023, ranking ninth nationally. Illinois fatality rate is 9.9 per 100,000 ...

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what is uninsured motorist property damage
4 May

What Is Uninsured Motorist Property Damage? A Legal Guide for Illinois Drivers

Key Takeaways Uninsured Motorist Property Damage (UMPD) covers vehicle damage by an uninsured, identified driver. UMPD is optional in Illinois and requires the at-fault driver to be identified. Recovery is lim...

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how long does workers comp last
24 Apr

How Long Do Workers’ Comp Benefits Last in Illinois?

Key Takeaways Workers’ comp benefits continue until recovery, return to work, or reaching MMI. Medical benefits last as long as treatment remains reasonably necessary. Temporary disability benefits end when ...

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14 Apr

National Dog Bite Prevention Week: What Illinois Families Need to Know

Every spring, as the weather warms and more people head outdoors, dog bite incidents begin to rise. National Dog Bite Prevention Week is a reminder that even friendly, well‑loved dogs can react unpredictably in new env...

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10 Apr

Is a Speeding Ticket a Misdemeanor?

Key Takeaways Driving 26 mph over the speed limit is a Class B misdemeanor in Illinois. Driving 35 mph over the speed limit is a Class A misdemeanor in Illinois. Misdemeanor speeding charges require a mandator...

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1 Apr

Spring Safety Guide: Top Causes of Warm‑Weather Injuries and How to Prevent Them

Springtime Hazards: What Causes the Most Warm‑Weather Injuries? As winter finally loosens its grip and the Edwardsville area comes back to life, spring brings a welcome return to outdoor activity. Families head to par...

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1 Apr

Does Health Insurance Cover Car Accidents

Key Takeaways Health insurance can cover medical expenses from car accidents in Illinois. At-fault driver’s liability insurance is usually the primary payer for accident treatment. Health insurance may pay r...

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26 Mar

How Much Compensation Do Airlines Pay After a Wrongful Death?

Key Takeaways Airline employee death benefits usually fall under workers' compensation. Illinois workers’ compensation pays survivors two-thirds of the worker’s average weekly wage. Survivors may receive p...

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19 Mar

How Does Workers’ Comp Work in Illinois? A Guide for Injured Workers in Edwardsville

Key Takeaways Illinois workers’ compensation provides benefits without proving employer fault. Most Illinois employees qualify for workers’ compensation from the first day of work. Workers must report work...

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11 Mar

Average Wrongful Death Settlement in Illinois

Key Takeaways Illinois does not set a standard wrongful death settlement amount. Every claim turns on its own facts and documented losses. Compensation can cover economic damages, including lost ear...

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4 Mar

When Can Kids Sit in the Front Seat in Illinois?

Key Takeaways Illinois does not set a specific age for front seat riding. Safety professionals recommend that children stay in the back seat until at least age 13. Children under 8 must ride in a car seat or b...

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2 Mar

National Brain Injury Awarness Month: What Families Should Know

Key Takeaways Brain Injury Awareness Month highlights how serious and often misunderstood traumatic brain injuries (TBIs) can be. TBIs can result from car crashes, falls, workplace incidents, nursing home falls, ...

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26 Feb

Do I Have to Report a Dog Bite to My Insurance in Illinois?

Key Takeaways Reporting a dog bite to insurance helps preserve coverage and manage liability. Illinois applies strict liability when a dog injures someone lawfully present without provocation. Animal control i...

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20 Feb

How Long Does a Car Insurance Claim Take to Settle in Illinois?

Key Takeaways Simple property damage claims in Illinois typically settle within 30 to 45 days. Injury claims take longer, ranging from 60 days to several months, depending on treatment duration. Accident sever...

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13 Feb

Is Workers’ Compensation Taxable?

Key Takeaways Workers’ comp benefits are generally not taxable. Wage replacement, medical, and disability payments are tax-free. Federal law excludes most injury-related compensation from income. SSDI ove...

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