If you’re wondering when to get an attorney for a car accident, the answer often lies in the details of your incident. You’ll want to consult an attorney after a car accident if you’ve suffered serious injuries, liability is in dispute, or you’re running into problems with the insurance company. An experienced lawyer can steer you through the legal process, fight to secure full compensation, and protect your rights. These scenarios are more common than most think, especially in Edwardsville, IL. At Walton Telken, we often assist injured clients facing these complications who need legal guidance immediately. If you’re dealing with personal injuries that affect your daily life or finances, the proper legal support can make all the difference.
How To Submit Your Insurance Claim
According to the Illinois Department of Insurance, when your vehicle is damaged or stolen, one of the first things you may have to do is file an insurance claim. Even if another driver caused the damage, you can file the claim with either your insurer or the other party’s, depending on your coverage. Illinois distinguishes between:
- First-party claims are when you work directly with your insurer under a contractual obligation, meaning they are legally required to handle your claim according to the terms outlined in your auto policy.
- Third-party claims, where you are dealing with the other driver’s insurer, who is only obligated to protect their policyholder’s interests, not yours, can make the process more difficult if fault is disputed or damages are downplayed.
This distinction can create hurdles, delays, lowball settlements, or outright denials. Navigating this alone can be difficult, especially if you’re also managing physical recovery from personal injuries. Filing correctly and on time is critical, but knowing your rights in each scenario is just as important.
What It Takes To File A Personal Injury Lawsuit
Filing a claim in Illinois isn’t simply submitting a form. According to Disability Help, filing a personal injury claim can help you recoup costs incurred due to an accident. Moreover, it can provide financial assistance during your recovery process and ensure that the responsible party is held accountable for their actions. But before you can see results, you’ll need documentation:
- Medical bills and records that verify your treatment
- Police accident reports detailing the incident
- Evidence of lost wages due to missed work
- Photos of the accident scene and property damage
- Statements from witnesses or first responders
Illinois law also imposes strict time limits, so acting quickly is crucial.
If negotiations fail, your next step may be to file a lawsuit. This process includes serving the defendant, attending pre-trial hearings, and potentially presenting evidence in court. That’s where legal support becomes essential. We know how stressful this can be and how important it is to get it right first.
Risks Of Handling Your Case Without An Attorney
Some people believe they can handle everything independently, especially if the crash seems minor. However, the smallest errors, missing a deadline, signing the wrong document, or saying something seemingly harmless to a claims adjuster can affect your ability to recover damages.
The reality is that even “minor” accidents can lead to long-term personal injuries, such as soft tissue damage or chronic pain. Without representation, you may accept far less than you deserve. You’re also less likely to access all the compensation options, such as payment for future medical care or emotional distress. Most importantly, you’re at a disadvantage when the other side has legal counsel, and you don’t.
How To Select The Best Car Accident Lawyer
Choosing someone to represent you isn’t a decision to make lightly. You’ll want someone who understands Edwardsville‘s local court system and has a strong track record handling personal injuries. Look for client testimonials, trial experience, and whether the lawyer is willing to take your case all the way if necessary.
Ask questions:
- Do they have courtroom experience in personal injury cases?
- What is their typical client communication style?
- Are fees contingent on winning the case?
- How involved will the attorney be in each phase?
- What are former clients saying about their results?
You should also pay attention to how they make you feel. You need someone who listens, takes your concerns seriously, and helps you feel empowered, not overwhelmed. Representation isn’t just about legal arguments; it’s about having someone in your corner from day one.
Get The Legal Support You Deserve
At Walton Telken, your Edwardsville car accident lawyer, we’re here to guide you with compassion and clarity. Whether your accident happened yesterday or weeks ago, our team is ready to advocate for your rights. Call 844-307-7349 now to set up your free consultation. Let us help you pursue the justice and recovery you deserve.